Advisors Build Strong Relationships with Clients by:
- Being honest with you; appreciating and valuing you.
- Caring about you and your money as much as anyone in your family.
- Being someone you can trust and get advice from for all your financial matters.
- Understanding what money means to you and what motivates you.
- Listening and asking questions to help you identify and articulate your needs, goals and objectives.
- Working with you to alleviate worries that keep you awake at night.
- Coaching you to do the things that will help accomplish your goals.
- Monitoring changes in your life and family situation.
- Guiding you through difficult periods in the stock market by sharing a historical perspective.
- Acting as a sounding/discussion board for ideas you’re considering.
- Providing guidance on what course you should take and giving you an objective perspective.
- Anticipating future changes and proactively working through them with you.
- Keeping you on track.
Advisors Provide Customized Wealth Planning Services By:
- Helping you make important financial decisions.
- Organizing and prioritizing your financial life together.
- Helping you determine your current financial position.
- Formalizing realistic goals with you and putting them in writing.
- Making specific recommendations to help you meet your goals.
- Establishing a clear strategy and action plan.
- Suggesting creative alternatives you may not have considered.
- Preparing an investment policy statement for you.
Advisors Provide Customized Wealth Planning Services By:
- Reviewing and recommending life insurance policies to protect your family.
- Staying current on tax law changes.
- Helping you reduce your taxes by reviewing your tax returns for possible savings.
- Working with your tax and legal advisors and other professionals to facilitate and coordinate your overall financial plans.
- Identifying your saving shortfalls.
- Helping establish your will and estate, retirement and business succession plans.
- Helping you transfer wealth efficiently to the next generation.
- Developing and monitoring a strategy for debt reduction.
Advisors Construct Personalized Client Portfolios By:
- Preparing an asset allocation strategy for you to diversify your investments and achieve the best rate of return for your level of risk tolerance.
- Performing due diligence on money managers and mutual fund managers to ensure appropriate investment recommendations.
- Staying current on changes in the investment world.
- Reviewing and revising your portfolio as market conditions change.
- Helping consolidate, simplify and improve your investment performance.
- Monitoring and managing your investments and converting them into income as needed.
- Helping you establish better planning and recordkeeping.
- Exploring and reviewing potential income-splitting and tax-minimization strategies with you.
- Recommending and completing appropriate tax-loss selling solutions.
- Repositioning investments to take full advantage of tax rules.
Advisors Ensure They Offer Exceptional Service By:
- Providing full disclosure and transparency on their fees and processes.
- Proactively keeping in touch with you by providing customized and personalized information.
- Providing referrals to and liaising with accountants, actuaries, tax lawyers, and other professionals as needed.
- Beinga phone call away to answer financial questions for you.
- Serving as a human glossary of financial terms such as beta, P/E ratio, and Sharpe ratio.
- Listening and providing feedback in a way that magazine or newsletter writers cannot.
- Helping educate your children and grandchildren about investments and financial concepts.
- Educating you on retirement, savings and other financial topics.
- Helping with other non-financial advice.
- Providing easy-to-read account statements and reports.
- Holding seminars to educate you on significant and/or new financial concepts.
